When you're injured because of another person’s negligence, you have a legal right to be compensated for your losses. The other party (or their insurance company) may not see things the same way. This difference of opinion could result in a settlement offer that is unacceptable. This will start the negotiation process. It could be resolved quickly or take a long time. In extreme cases, it could result in the court system determining the settlement.
Even when you have a valid personal injury claim, it is best you get as much medical attention as necessary prior to thinking about your settlement. A doctor will determine an appropriate treatment plan for the injuries sustained. It is important for your lawyer to have as much information as possible concerning your current as well as future medical needs. After a doctor has determined the cause, seriousness, as well as duration of the injuries, your lawyer will be able to start the process of working toward obtaining a fair settlement.
Your lawyer will know how to use the strengths of a claim to your advantage during the settlement negotiation process. Your lawyer will know the case much better than the insurance adjuster. The lawyer should know how the collision impacted their client’s life. Things such as the other driver’s direct violation of a traffic law causing the accident is a benefit. The other driver being intoxicated, distracted, or having a history of moving violations all make a case stronger. They will know how to tell an insurance adjuster their offer of compensation for damages is low. Your lawyer can provide details explaining the reasons. Knowing the strength of a claim is essential for a lawyer to obtain the best possible settlement.
There are no guarantees when it comes to getting an insurance settlement. It often comes down to being professional and respectful. An insurance adjuster may not show a lot of respect for people who try to negotiate their own settlement. These people won’t have experience and may not understand the laws or the process. An insurance adjuster may be able to easily overwhelm someone with no experience. An experienced lawyer will know the approach insurance adjusters take on a claim. If an insurance adjuster tries to state certain things are required by law, your lawyer will know if they’re telling the truth. Your lawyer will know the process and importance of being aware of all the details concerning a case. They will know how to use this to obtain a fair settlement.
If you or a friend or family member have been injured in an auto collision and need legal advice, give us a call at 253.858.5434 to see how we can help.