Insurance companies are low-balling settlement offers to injured claimants during the coronavirus crisis. Call us if you need legal advice.

If you were injured in an auto collision that wasn't your fault, here's something you should know: Every insurance company has one thing in common—they want to pay you as LITTLE as possible. Don't be offended—it's not personal, it’s just how they make money. They charge monthly premiums, which most customers dutifully pay each month, only to try to avoid paying out when people REALLY need it.

Despite all of the "good hands" and “good neighbor” marketing—frequently presented in really funny ads with the mayhem guy or Aaron Rodgers or Peyton Manning—insurance companies are not there to be your friend, be your neighbor, or loan you a cup of sugar when you’re baking cookies with your kids. They are there to make money for their shareholders, nothing more and nothing less.

The trick to doing that as an insurance company is to take in as much as you can in premiums, and pay out as little as you can in claims. Again, it's not personal, it's just math. It’s a business, like any other, and auto insurers are there to make money. If you want a “good neighbor,” I’m sorry, but you’re going to have to talk to your actual neighbors.

And here's some bad news for you. In the past few weeks, we've found that insurance companies, particularly those we like to call the "Triad of Evil" (Allstate, State Farm, and Farmers), have been especially low-balling settlement offers to injured claimants during the coronavirus crisis. Our guess is that they have realized that people, especially people who are injured, are growing more and more desperate for money. Unemployment is soaring and real estate values are dropping. Many Americans are struggling to provide for basic needs such as housing, clothing, and food. And while they are struggling, insurance companies are enjoying tremendous opportunity by offering injured persons pennies on the dollar to resolve their personal injury claims.

Don't take the first settlement offer the insurance company makes. You deserve better than that. If you or a friend or family member has been injured in an auto collision and need legal representation, call us at 253.858.5434 to set up an appointment (via video conference) right away.