Uninsured/Underinsured Motorist (UIM) insurance coverage plays a critical role in personal injury cases, especially when the at-fault driver lacks adequate insurance to cover the victim's damages. UIM coverage is designed to protect individuals who are injured in collisions caused by drivers with little or no insurance. When a victim files a claim under their own UIM policy, they seek compensation for medical expenses, lost wages, and pain and suffering that exceed the at-fault driver's policy limits. Navigating these claims can be complex, as insurance companies often challenge the extent of the injuries or the value of the claim. Having an experienced lawyer is essential to ensure that victims receive the full compensation they are entitled to under their UIM policy.
If you've been injured in an auto collision and the other driver had minimal or no insurance, give us a call at 253.858.5434 to make an appointment for a free initial consultation.