When preparing an estate plan for a family that includes a child with special needs, mental illness, or substance abuse challenges, careful planning is essential to avoid unintended harm.

When preparing an estate plan for a family that includes a child or grandchild with special needs, mental illness, or substance abuse challenges, careful planning is essential to avoid unintended harm. A well-intentioned inheritance can sometimes disrupt eligibility for vital public benefits, expose assets to exploitation, or worsen destructive behaviors. Tools such as supplemental or special needs trusts, discretionary trusts, and thoughtfully structured distributions can help protect assets while preserving benefit eligibility and providing long-term financial management. Just as important is selecting the right trustee, clearly expressing your intentions, and coordinating the plan with available support systems and treatment considerations. Because these situations involve sensitive financial, medical, and legal factors, personalized legal guidance is critical to ensure your plan provides stability, protection, and dignity for your loved one.

If you have estate planning questions and need som legal advice, give us a call at 253.858.5434 to make an appointment today.