You did your part to protect yourself and your family. You purchased auto insurance, health insurance, life insurance, or a homeowner’s insurance policy. You paid all your premiums and followed all the rules. Then, through no fault of your own, you suffer a serious injury in an auto collision or something catastrophic happens to your house.
The natural place to look to for help is your insurance company. Your insurance company is required to act fairly and in good faith and to consider the interests of its policyholders equal to its own interests. Often, however, this is not the case. Unfortunately, your insurance company’s main goal, no matter how nice and accommodating, is to give you the least amount of money possible for your claim. Insurance companies have teams of adjusters and lawyers to protect their own interests, not yours.
Insurance bad faith laws protect consumers from unethical practices by insurance companies such as:
* Refusal to pay a claim in compliance under your policy
* Delaying claim processing
* Requiring excessive forms and reports
* Making partial claim payments or cancelling coverage because of a claim
* Inadequate claim investigation
* Refusal to defend a lawsuit
* Threats against an insured
* Refusing to make a reasonable settlement offer
* Denying health insurance coverage after a medical diagnosis
Regrettably, bad faith claims by insurance companies happen far too often. We help our clients obtain full compensation for their injuries and damages; we are committed to providing every client with the support and resources they need to reach an improved, more secure place in life. We are aggressive, resourceful litigators with multiple years of experience in dealing with less than helpful insurers. We take pride in our work and are not afraid to take on insurance companies.
Not every denial of a claim amounts to bad faith. However, if you think your insurance company is acting in bad faith, it just might be. If you feel something is not right or your insurance company is treating you unfairly, do not hesitate to contact us at 253.858.5434 to see how we can help.